Job Description

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for monitoring and review risk policies and processes for Collections and Recovery across all LoBs for USPB. This role will work on strategic initiatives, leading analytical projects, helping senior management with deep-dives , interact with external and internal stakeholders for strategy implementation , approvals and governance. Support regulatory exams. This is an IC role

Responsibilities:

  • Contribute to the development of new strategies , monitoring and enhancement of existing strategies for collections and recovery
  • Work with stakeholders on implementation , approvals from regulators , partner with Ops for seamless execution of strategies
  • Monitor portfolios and strategies post implementation , and help team understand gap (if any)
  • Work on policy governance and mitigate issues arising due to leakage or policy implementation gap
  • Support all Lobs including PIL and USRB
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 7+ years of relevant experience
  • Knowledge of commercial risk analytics
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.

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Other Relevant Skills

Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.


Job Details

Role Level: Mid-Level Work Type: Full-Time
Country: India City: Gurgaon ,Haryana
Company Website: http://www.citigroup.com Job Function: Audit & Taxation
Company Industry/
Sector:
Financial Services

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