Job Description

Job Title – Sales Officer – Business Correspondent (Financial inclusion) 

Location: Multiple locations (Urban/ Semi-Urban / Rural)

Department: Financial Inclusion – Business Correspondent (BC) Channel

Reporting To: TRM/Channel Manager

Key Responsibilities: Business & Sales:

  • Source and acquire customers through the BC channel for financial inclusion products
  • Promote and sell products including: 
    • Savings & Current Accounts (CASA), PMJDY Accounts
    • Retail / Micro Loans
    • Government-linked Social Security schemes
  • Achieve assigned sales, productivity, and portfolio quality targets
  • Conduct field visits, BC Agent mapping, customer camps, and financial literacy programs

BC Agent Management:

  • Identify, recruit, and onboard new BC agents / CSPs in allocated geography
  • Ensure BC onboarding is completed as per bank, RBI, and internal compliance norms
  • Train BC agents on products, processes, digital applications, KYC norms, and customer handling
  • Provide continuous handholding and on-ground support to BC agents for business ramp-up
  • Monitor BC agent performance, productivity, and service quality
  • Act as a single point of contact between BC agents and the bank for operational and business issues

Operations & Compliance:

  • Ensure accurate and timely KYC, documentation, and customer onboarding
  • Maintain daily activity reports, BC productivity MIS, and sales trackers
  • Ensure 100% adherence to compliance, audit, and regulatory guidelines
  • Support customer servicing, grievance handling, and post-sales follow-ups
 

Desired Candidate Profile:

  • Education: Preferred qualification Graduate (any discipline)
  • Experience:
    • 0–3 years of experience in field sales / banking / NBFC / microfinance / insurance
    • Prior exposure to BC, CSP or NBFC sales is an added advantage

 

 


Job Details

Role Level: Entry-Level Work Type: Full-Time
Country: India City: Guntur ,Andhra Pradesh
Company Website: http://www.kotak.com Job Function: Field Sales & Outdoor Services
Company Industry/
Sector:
Banking

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