Territory Sales Manager-LOANS AGAINST GOLD-Marketing Branches Operations

JD :

• Responsible for business development of Area / Cluster
• Strengthen business relation and co-ordination with other business and close liason with branch banking team and Area Manager
• Regular Travel to branches – All branch visit to be done once in month
• Educate the GLROs regularly and also updating them with new policies introduced by HO
• Ensure every GLROs meets they SOP / KRA targets – See that week wise targets are set to GLRO and they are being achieved
• To fill the Gaps by regular recruitment of GLROs
• Find new potential locations where Gold loan can be started
• Need to have market update , competition info .
• To guide GLRO that there should be smooth process of Gold Loan operations at branch
• Proper documentation of Gold loan to the taught to GLRO so that it help in FPT authorization of file
• 10Lakhs above customer ASM to speak/ meet individually. To identify new HNI clients
• Make sure Files are authorized within the HO TAT specified period and see that no branch falls under EMBARGO
• Area to be under ZERO NPA always
• Team Handling role

Job Requirement

• Minimum Graduation
• Good Communication skills
• Excellent Team Player
• Ready to travel
• Have regular repo with other departments
• Eager to learn – Should have knowledge of policies and process
• Knowledge on Gold loan is preferable.