Product Manager - Prepaid Card Solutions

Job Position: Product Manager – Prepaid Card Solutions

Job Locations: Bhubaneswar, Bangalore and Mumbai

Compensation: 15 L to 30 L

Experience: 2 to 5 Years

Company Introduction

iServeU is a modern banking infrastructure provider in APAC region, empowering financial enterprises with embedded fintech solutions for their customers. iServeU is one of the few certified partners with National Payment Corporation of India (NPCI), VISA for various products.

iServeU also provides a cloud-native, micro services-enabled, distributed platform with over 5000 possible product configurations with a low code/no code interface to banks, NBFCs, Fintech, and other regulated entities.

• We process around 2500 transactions per second by levering distributed & auto scale technology like K8.
• Our core platform combines of 1200+ micro services.
• Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate in five countries and help customers constantly change the way financial institutions operate and innovate.
• Our solutions currently empowers over 20 banks and 250+ enterprises across India and abroad.
• Our platform seamlessly manages the entire transaction lifecycle, including withdrawals, deposits, transfers, payments, and lending through various channels like digital, branch, agents.
  
  

Our team of 500+ employees, with over 80% in technology roles is spread across offices in Bhubaneswar, Bangalore and Delhi. We have raised $8 million in funding to support our growth and innovation.

For more details visit: www.iserveu.in

Job Purpose

We're seeking an enthusiastic all-rounder for product management in a fintech start-up who will be responsible for the design, development, and management of comprehensive Prepaid card solutions tailored for both banking and non-banking clients. This role demands a strong grasp of the financial services sector, particularly in Prepaid card market and involves driving product innovation, ensuring superior customer experiences, and achieving strategic business goals.

Responsibilities

• Drive product management execution on key prepaid verticals and use cases in collaboration with teams and cross-functional including engineering, design, compliance and marketing.
• Analyze data to identify and capitalize on under-penetrated programs and product lines, capturing untapped opportunities.
• Lead the design and development process for Prepaid card products, ensuring alignment with client requirements. Complete ownership of PRD, validation and product performance.
• Assess data and consumer insights to foster innovation by developing new prepaid offerings, product features, and enhancements.
• Help clients in leveraging best practices for prepaid products and use cases.
• Project manage and assume ownership of end-to-end strategic projects, executing and monitoring results to ensure accountability and successful implementation.
• Product Development & Management of INR Prepaid Cards
• P&L responsibility for card products to deliver targeted growth and attain revenue targets
• Responsible for conducting market intelligence, research, competitor analysis and design
• Source and device ways to attract customers digitally and thus increase issuance and enhance customer digital channel experience
• Work closely with banks and Fintechs to understand their specific needs and tailor solutions accordingly
• Digital transformation and integration with various platforms.
• Building system level checks, control systems and compliance framework and work seamlessly with the various teams in terms of shaping the final product with necessary inputs and approvals from the various stakeholders.
  
  

Requirements

Desired Qualifications/ knowledge:

• Bachelor's degree in a related field (e.g., Finance, Business or Economics or computer Science). MBA or relevant advanced degree is a plus.
• Experience as a Product Manager within the financial services industry, specifically focusing on Prepaid card products. Must have 2+ experience in Prepaid Card Product Management experience
• Demonstrated success in designing and developing financial products for both banks and fintechs.
• Solid knowledge of agile methodologies, with experience working in cross-functional agile teams.
• Excellent analytical and problem-solving skills, with the ability to translate complex business requirements into actionable product features.
• Ability to thrive in a fast-paced, dynamic environment and manage multiple projects simultaneously.
• Familiarity with compliance and regulatory requirements in the Fintech industry is required.
• The successful candidate will have demonstrable analytic, problem-solving, and leadership skills, and has the ability to deliver projects in a fast-paced environment.
• Strong knowledge and experience in payments and money transfer business in the financial domain.
• Excellent stakeholder management skills, including the ability to engage and collaborate with diverse (senior) stakeholders
• Having a knack for discovering deep customers insights, coming up with great hypotheses, and validating creatively and quickly to craft a differentiated product offering.
• Process orientation - ability to perform within existing systems and processes, while constantly aiming for process improvement

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