Fraud Monitoring Analyst

About Payoneer

Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.

By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.

We’re looking for a highly motivated Fraud Analyst who will perform risk analyses and investigations, draw conclusions based on data and user behavior, and clearly communicate the findings. You will join a dynamic and fast-paced environment, and cooperate with other teams and departments to support the monitoring processes of the risk department. The ideal candidate will have a proven track record in transaction/payment monitoring, including fraud frameworks and Anti Money Laundering & Counter-Terrorist Financing (CTF), or related fields. 

What’s the job? 

• Perform risk investigations and analysis.
• Make timely and sound decisions at both the payment and account levels.
• Draw conclusions based on multiple data sets and user behaviour.
• Conduct research and provide risk insights
• Communicate the review findings, make risk-related decisions, and act upon them
• Work closely with other teams, groups, and departments to support the development of risk-related tools, processes, and products to improve monitoring mechanisms while maintaining operational SLAs
• Handle real-time payment reviews and take ownership of urgent decisions under tight timeframes
• Manage competing priorities and make high-quality decisions under pressure, ensuring minimal business impact
• Proactively identify and escalate high-risk cases that require immediate action
  
  

• 2–3 years of experience as an analyst in Risk, Compliance or equivalent domains
• Proven ability to communicate effectively in English (both written and verbal) – another language is a plus!
• Experience with analysis/investigations to identify trends and patterns
• Experience with open-source investigations
• Possesses a strong command of Excel and other MS Office Suite tools (Outlook, Word, etc.)
• Bachelor’s degree
• Experience working in fast-paced operational environments where accuracy and timing are critical
  
  

• Experience working with SQL
• Experience with fraud monitoring/investigations to identify fraudulent behaviour
• Previous experience collaborating with business stakeholders on time-sensitive risk decisions
  
  

• Proven critical thinking and problem-solving skills
• Flexible attitude and ability to cope with changing requirements
• A team player with strong cross-team collaboration skills
• Comfortable making confident decisions in dynamic and time-sensitive situations
• Proactive, accountable, and able to thrive under operational urgency