Underwriter

Introduction

Welcome to Gallagher - a global community of people who bring bold ideas, deep expertise, and a shared commitment to doing what’s right.

We help clients navigate complexity with confidence by empowering businesses, communities, and individuals to thrive.

At Gallagher, you’ll find more than a job; you’ll find a culture built on trust, driven by collaboration, and sustained by the belief that we’re better together. Experience a workplace where you’re encouraged to be yourself, supported to succeed, and inspired to keep learning. That’s what it means to live The Gallagher Way.

Founded in 2006, the Gallagher Center of Excellence (GCoE) upholds the values of quality, innovation, and teamwork. With 10,000+ professionals across five India locations, GCoE is where knowledge-driven individuals make a significant impact and build rewarding, long-term careers.

How Youll Make An Impact

• Review insurance applications related to property and liability risks, such as homeowners, commercial property, or general liability policies. Analyze the applicants information, including property details, occupancy, claims history, and other relevant documents.
• Determine the appropriate coverage limits, deductibles, and premium rates for each property and liability insurance policy based on the applicants risk profile, industry standards, and underwriting guidelines of the carrier.
• Communicating & collaborating with insurance agents and brokers to gather additional information, clarify details, and negotiate terms.
• Ensure compliance with company policies, industry regulations, and legal requirements & follow established underwriting guidelines and procedures to maintain consistency and fairness in decision-making process.
• Maintain accurate records of all underwriting decisions, correspondence, and supporting documents. Organize and manage underwriting files to ensure easy retrieval and reference.
• Create & maintain internal reports
• Collaborate with onshore counter parts to ensure smooth workflow
  
  

About You

• Bachelors degree in a related field (e.g., finance, business, or insurance)
• 1 or 2 years of experience as an Underwriter or in a similar role for UW L1 and 2 respectively
• Strong analytical and decision-making skills
• Excellent attention to detail and accuracy
• Knowledge of insurance industry regulations and guidelines
• Effective communication and interpersonal skills
• Ability to work independently and as part of a team
• Candidates with AU/AINS/CII/CPCU will be preferred
• Knowledge of how insurance industry works in countries like UK, Australia & US preferred
  
  

Additional Information

Compensation and benefits

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level, these benefits may improve:

• Medical Insurance and Parental Medical Insurance
• Accidental Insurance and Life Insurance
• Retirals - Employee Gratuity, Future Service Gratuity benefit - Group Term Life, Employee Provident Fund, National Pension Scheme
• Flexi Benefits Plan - Tax Savings Plans
• Annual Leave/ Maternity & Paternity Leave/ Additional paid ML, Mental Health Day
  
  

Other benefits include:

• Employee Wellness Programs
• Training programs
• And more..
  
  

We value inclusion and diversity

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination.

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