Relationship Manager - Micro Business Loans

Job Requirements

About Godrej Industries Group (GIG)

At the Godrej Industries Group, we are privileged to serve over 1.1 billion consumers globally through our businesses with market leadership positions in the consumer products, real estate, agriculture, financial services and chemicals industries

About Godrej Capital (GCL)

Godrej Capital is trusted lending partner advocating reliable, transparent, and fair lending practices backed by the legacy and trust of the Godrej Group spanning over 129 years.

Job Purpose : To be responsible for selling Godrej Capital’s business loans and other related products 

Plan & execute the BL strategy for month/quarter to ensure goals are achieved •

 Work with support functions for optimum TAT and service delivery. Sanction & disbursement of files per month as per targets assigned 

• Identify potential channel partners based on agreed profiles and ensure tie up is in accordance with the business plan & SOPs.  

• Control, monitor & expand distribution network, carry out marketing, sales & brand building activities to attract new customers 

• Engage with customers & manage relationships with DSAs to pitch business loan products and build a quality portfolio for Godrej Capital 

 • Carry out pre and post loan disbursal activities for business loans, and work towards renewal loans 

Required Skills and Experience

Qualification – MBA / PGDBM. Experience – 1 to 3 years in Sales of Business Loans 

Understanding of the product and competition practice in given space 

• Self-motivated and Perseverance to achieve the end objective of activity undertaken within timeline 

• Ability to understand business financials & assess health of cases 

• Relationship building & networking 

 • Internal stakeholder management 

• Good analytical skills 

Benefits

Be an equal parent

Childcare benefits for the birthing parent, commissioning parent (in case of surrogacy) or adoptive parent, and their partners

• 6 months of paid leave for primary caregivers, flexible work options on return for primary caregivers
• 2 months paid leave for secondary caregivers
• Caregiver travel for primary caregivers to bring a caregiver and children under a year old, on work travel

Coverage for childbirth and fertility treatment

No place for discrimination at Godrej

• Gender-neutral anti-harassment policy
• Same sex partner benefits at par with married spouses
• Coverage for gender reassignment surgery and hormone replacement therapy
• Community partnerships and advocacy
• Persons with Disability (PwD) care

We are selfish about your wellness

• Comprehensive health insurance plans, as well as accident coverage for you and your family, with top-up options
• Elder care for those who might need to extend support to senior family members
• Preventative healthcare support
• Outpatient Department (OPD) coverage, including vaccinations, dental, vision, etc.
• Uncapped sick leave
• Flexible work options, including remote working and part-time work
• Mental wellness and self-care programmes, resources and counselling

Celebrating wins, the Godrej Way 

• Structured recognition platforms for individual, team and business-level achievements
• Digital and offline instant recognition platforms

An inclusive Godrej

Before you go, there is something important we want to highlight. There is no place for discrimination at Godrej. Diversity is the philosophy of who we are as a company. And has been for over a century. It’s not just in our DNA and nice to do. Being more diverse - especially having our team members reflect the diversity of our businesses and communities - helps us innovate better and grow faster. We hope this resonates with you.

We take pride in being an equal opportunities employer. We recognise merit and encourage diversity. We do not tolerate any form of discrimination on the basis of nationality, race, colour, religion, caste, gender identity or expression, sexual orientation, disability, age, or marital status and ensure equal opportunities for all our team members.

If this sounds like a role for you, apply now! We look forward to meeting you

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