Senior Product Manager

FinBox: Where Fintech Meets Fun!

Welcome to FinBox, the buzzing hive of tech innovation and creativity!

Since our inception in 2017, FinBox has built some of the most advanced technologies in the financial services space that help lenders like Banks, NBFCs and large enterprises build and launch credit products within a matter of days, not months or years. FinBox is a Series B funded company which is expanding globally with offices in India, Vietnam, Indonesia and Philippines.

Our vision is to build the best-in-class infrastructure for lending products and help Banks & Financial Services companies across the world scale and launch credit programs that set a new standard in the era of digital finance. So far, we’ve helped our customers disburse Billions of Dollars in credit across unsecured and secured credit including personal loans, working capital loans, business loans, mortgage and education loans. FinBox solutions are already being used by over 100+ companies to deliver credit to over 5 million customers every month.

Why Should You Be a FinBoxer

• Innovative Environment: At FinBox, we foster a culture of creativity and experimentation, encouraging our team to push the boundaries of whats possible in fintech.
• Impactful Work: Your contributions will directly impact the lives of millions, helping to provide fair and accessible credit to individuals and businesses alike.
• Growth Opportunities: We are a Series B funded startup and have ample opportunities for growth, professional development and career advancement.
• Collaborative Culture: Join a diverse and inclusive team of experts who are passionate about making a difference and supporting one another.
  
  

Who’s a Great FinBoxer:

At FinBox, we’re on the lookout for exceptional folks who are all about innovation and impact. If you’re excited to shake things up in the banking & financial services world, keep reading!

Creative Thinkers: If your brain is always bubbling with out-of-the-box ideas and wild solutions, you’re our kind of person. We love disruptors who challenge the norm and bring fresh perspectives to the table.

Customer Heroes: Our customers are our champions, and we need heroes who can understand their needs, deliver magical experiences, and go above and beyond to keep them happy.

Team Players: We believe in the power of “we.” If you thrive in a collaborative environment, value different viewpoints, and enjoy being part of a spirited, supportive team, you’ll fit right in.

The Opportunity

Education is Indias most aspirational household spend. Families are willing to commit decades of income to a college admission letter - but the financing infrastructure behind that decision is a decade behind the rest of consumer lending. Disbursements still get stuck on physical paperwork. Co-borrower verification still relies on offline documents. EdTech platforms with millions of students still hand customers off to call centres for a loan they should be able to get inside the buying flow.

At FinBox, were building that financing layer - AI-native, data-first, embedded everywhere students, parents, and EdTech platforms operate. We have the data

substrate (Account Aggregator, BankConnect, DeviceConnect), a thriving AI agents ecosystem, and the lender + embedded distribution playbook. We need the product leader who’ll turn this into a category-defining education

financing loan origination system business.

What Youll Own

You’ll lead a connected product surface end-to-end:

Education LOS – The Origination + Servicing Engine

Education

The loan origination and servicing system purpose-built for education loans - not retrofitted from a generic lending platform. Education loans have unique mechanics that generic LOS systems handle poorly:

• Co-borrower-first underwriting (parent income, not student income)
• Multi-tranche disbursement to colleges/universities (not borrowers) on per-semester schedules
• Moratorium + course-period grace before EMI starts
• Long tenure (8–15 years) and step-up repayment patterns
• Study-abroad mechanics - FX, university enrollment validation, and visa-linked timelines
• Credit substitution patterns - alternative-data co-borrower scoring where bureau data is limited
  
  

You’ll own the LOS roadmap, workflow/journey orchestration, and unit-economics dashboards, while making the LOS system deeply embedded-finance ready.

Who Were Looking For

Must-Haves

• 8–12 years of product experience, with at least 4–5 years owning an education lending product end-to-end (LOS, journey, or embedded finance - not adjacent
  
  

areas like payments-only)

• Deep fluency in education loan origination, including co-borrower underwriting, bureau and AA integrations, multi-tranche disbursement, KYC + vKYC, EMI + RPS logic, and regulatory requirements
• Strong partner/B2B product instincts - you’ve designed for two-sided platforms (borrowers and lenders/merchants/partners) and understand that the partner
  
  

side is often where the product succeeds or fails

• Strong quantitative orientation - you operate through funnel data, unit economics, and approval-rate cohorts. Roadmap discussions without numbers
  
  

don’t convince you

• Strong cross-functional leadership - you can work across engineering, risk, sales, and partnership teams and drive execution without directly owning those
  
  

Functions

Who This Role Is NOT For

• PMs whose experience is limited to unsecured personal loans - education loans operate differently, and the depth required for this role goes beyond that
  
  

exposure

• Anyone who needs the roadmap handed to them
• People uncomfortable with partner-facing or sales-oriented conversations

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