Credit Review Analysis_BLR Sr Associate Delivery Lead Manager

Job Title: Credit analysis and reporting (Associate/ Sr Associate/ Delivery Lead/ Manager)

• Location: Bangalore (work from office)
• Work hours: 10am to 7pm IST
• Department: Lending Services
• Experience Level : 2-14 years
• 0-2 months notice candidates preferred due to business need.
  
  

• The candidate will perform credit risk assessment for General Corporate
• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates
• Managing a portfolio of clients and handling rating assignments
• Financial Spreading (preferably on MCL – Moody’s Credit Lens or any other platform/MS Excel templates)
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
• Build forecast excel models (Projections and DCF models will be an added advantage)
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
• Adhering to standard operating procedure & policies including compliance documentation.
  
  

• 3-12 year’s relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations
• Good communication skills
• Ability to multi-task, priority setting and meeting deadlines
• The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention
• Clear and logical thinking to understand client’s requirements